Raiffeisen Bank este o banca universala de top pe piata romaneasca, subsidiara Raiffeisen International Bank-Holding AG care, la randul sãu, este subsidiara integral consolidată a Raiffeisen Zentralbank Österreich AG (RZB) cu sediul în Viena. Banca ofera o gama completa de produse si servicii de inalta calitate persoanelor fizice, intreprinderilor mici si mijlocii (IMM-uri) si corporatiilor mari, prin multiple canale de distributie: unitati bancare (peste 500 in toata tara), retele de ATM si EPOS, phone-banking (Raiffeisen Direct), mobile banking (myBanking) si internet banking (Raiffeisen Online). Raiffeisen Bank isi deserveste clientii prin diferite unitati specializate: “agentii de retail” pentru persoane fizice si IMM-uri, “Friedrich Wilhelm Raiffeisen” - serviciul de private banking, precum si centre regionale corporatiste in cele mai mari orase ale tarii. De asemenea, Raiffeisen Bank este un jucator important pe piata cardurilor – a lansat primul card de credit co-branded, primul card de credit cu cip si ofera clientilor sai toata gama de carduri: de debit si de credit, pentru persoane fizice si juridice, in lei sau in valuta, cu utilizare nationala sau internationala, de tip Visa sau Mastercard.
Global economic uncertainty has caused consumers to think twice before they make a purchase. At the same time, customers expect more for their money. If the customer expectations are not met, they talk real time on social networks damaging the brand.
Around the world the shift to indirect taxes, such as Value Added Tax (VAT)/Goods & Services Tax (GST), away from direct tax is clear. Governments increasingly look to indirect tax as a means of maximizing tax yields. However, something has been missing as part of this debate – until now.
In this opening section of the 2nd edition of the European pay survey, we have again made a comparison between the employer costs and the net income in the various countries, based on the same gross pay. We have discussed the figures concerned in brief below and made a comparison based on 3 different components, i.e. net income, employer costs and the net/costs ratio.
The 'Antal Global Snapshot' is a regular survey of hiring (and firing) trends in some of the world's most important employment markets and in those likely to join this group over the coming decade. Overall hiring is down since our last survey in December, but the good news however, is that it is only down by 1%. And it seems that this level of activity will remain more or less constant over the coming quarter.
ARTICOLE RECENTE
Global economic uncertainty has caused consumers to think twice before they make a purchase. At the same time, customers expect more for their money. If the customer expectations are not met, they talk real time on social networks damaging the brand.
Around the world the shift to indirect taxes, such as Value Added Tax (VAT)/Goods & Services Tax (GST), away from direct tax is clear. Governments increasingly look to indirect tax as a means of maximizing tax yields. However, something has been missing as part of this debate – until now.
In this opening section of the 2nd edition of the European pay survey, we have again made a comparison between the employer costs and the net income in the various countries, based on the same gross pay. We have discussed the figures concerned in brief below and made a comparison based on 3 different components, i.e. net income, employer costs and the net/costs ratio.
The 'Antal Global Snapshot' is a regular survey of hiring (and firing) trends in some of the world's most important employment markets and in those likely to join this group over the coming decade. Overall hiring is down since our last survey in December, but the good news however, is that it is only down by 1%. And it seems that this level of activity will remain more or less constant over the coming quarter.
Architects of success - Choosing a change leadership team
